Showing posts with label All Seasons LLC. Show all posts
Showing posts with label All Seasons LLC. Show all posts

Tuesday, February 24, 2015

7 things to do with your family when snowbound

Top 7 Things to Do When Snow Keeps You Home

Yay! Snow day!
All right, now that everybody has that out of their systems -- what do you plan to do with your free time? This blizzard has left some people trapped in the house for days. For others, boredom may just be starting to set in. So to help pass the hours, we have come up with seven ideas to keep you and your family entertained while stuck in the snow.
These are just seven ideas. There are plenty of other good ones. Feel free to add your favorites in the comments section. Maybe for the next storm we will expand the list to 10 or even 14 things to do when stuck inside. Let's all just hope we aren't snowed in forever.
Board Games
There's nothing quite like spending time with your family. Don't just plop down in front of the TV. Do something the whole family can join in on: board games.
Sure, they may be old fashioned and don't come with as many bells and whistles as that Wii or Blue Ray player. So what? These games have been around for decades. There must be something good to them.
Monopoly isn't only fun because it lets you buy real estate, collect rents, build hotels -- all while you try not to go broke -- but it also teaches some good lessons in risk, investing and managing money.
For something a bit less challenging, try Candy Land, which has been many children's first game for more than 50 years. Colorful characters and whimsical places take children through a journey of magic and fantasy. What better activity for a snowy day?
Some of our other favorites include Bobble, LIFE, Jenga, checkers, chess, Clue, and Apples to Apples.

Winter Cleaning

All right, enough fun. Now it's time to get down to some work. Have that closet that you have been meaning to clean out, but just never found the time to tackle?
This might be the perfect day to clear out those clothes from last season -- or two waist sizes ago -- that you aren't wearing anymore. But don't throw out those outfits. Make a pile and when the snow clears, donate them to a local charity. And, hey, for most people the donation is a tax deduction.
After you organize your closet, move on down to the basement or garage. Look, we know it's not going to be fun, but would you rather do it today or on a bright, sunny spring day?

Movie, TV Marathon

OK, now you deserve some vegging out on the couch.
That show or movie you've been dying to see? Well, now is the time. You know you have always wanted to watch "Lost" or "Mad Men" but have missed too many episodes to keep track of what's going on. This is your chance: Make a snack, or two, shut off the phone, pop the DVD into your player and start at the first season's first episode.
Or maybe today is the day to watch that movie you've been waiting and waiting to see. Sure, your cable company might have plenty of picks on-demand, but check out the American Film Institute, which lists the top 100 movies.
When you're done with those Netflix wrappers, make some origami. Yes, that's right, origami. There is of course a Web site that shows you how. It's aptly named Netflix Origami.

Spend Time with the One You Love

Birth rates have been rumored to go up nine months after big blizzards and power blackouts, although subsequent reports said the supposed bubbles weren't real. (The urban legend arose from the 1965 Northeast blackout. The New York Times did a series of stories in which doctors said they noticed an increased number of births nine months later. The theory was debunked in 1970 by a University of North Carolina demographer.)
Now, we're not suggesting that people go out and try to increase the size of the population. But with Valentine's Day right around the corner, it might not be a bad time to curl up with the one you love and spend some quality time together. And hey, besides shoveling, it might just be the best way to burn calories during a blizzard.

Read, Read and Read Some More

You know that stack of books on your nightstand that you say you'll get to one of these days? Well, today is that day. You don't need any great supplies or exertion of personal energy to read. You can even do it in bed.
Maybe it's finally time to tackle that self-help book, or that romance novel. Why not read more about Wall Street and the recession, or maybe some fiction about the secret meanings of all the buildings in Washington, D.C.?
It might be freezing out, but with a good book you can easily pretend to be on a warm, tropical beach.
And, of course, if you have run out of some good books to read, don't worry: There are plenty of other good stories on ABCNews.com to digest. And while you might be stranded at home, we are here furiously typing away for your pleasure.

Cook, Bake and Experiment

You might not be able to make it out to the grocery store to pick up that vanilla or chili powder. But don't let that stop you. Take out the cookbook and start experimenting. Chocolate chip cookies for the kids? A new souffle? Or how about turning that old standby meatloaf recipe into something with a kick?
Cooking can either be a great solitary escape or a fun family activity. And nothing is quite as comforting as a good home-cooked meal on a snowy day.
Just dust off one of your cookbooks and -- depending on how long you are stuck at home -- go through it page by page.

Do Your Taxes

Yeah, we don't want to do them either. But before you know it, April 15 will be here. Plus, if you are getting a refund, why not get that cash now? Maybe you can use the extra money to buy a really nice Valentine's Day gift -- or, perhaps, a new, more-powerful snowblower.
Just as with cleaning out the garage or your closet, would you rather do it now -- or in April?

Friday, April 25, 2014

Pros and Cons of Living Within a Homeowners Association

from Realtor.com | by Michele Lerner | April 25, 2014


Ask two different homeowners what they think about living in a community with a homeowners association and you may see one of them scowl and another smile. The difference of opinion on homeowners associations, or HOAs, depends on several factors, including individual personalities and preferences and the quality of the particular HOA.

To learn more about HOAs read the rest of the article by clicking here.

Tuesday, April 1, 2014

Report: Year-Over-Year Foreclosure Down in January


from Colorado Springs Business Journal | by Cameron Moix | March 31, 2014
While increasing from the month prior, Colorado Springs foreclosure rates decreased year-over-year in January, according to a report by real estate research firm CoreLogic.
CoreLogic reported foreclosures in the Colorado Springs area dropped from more than 1 percent in January 2013 to .77 percent in January 2014.
To read the rest of the article click here.

Tuesday, March 4, 2014

The Mortgage Market Is About To Get Smaller

from PropertyManager.com | by Marc Courtenay | February 27, 2014


As 2014 begins a bureau created by the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, The Consumer Financial Protection Bureau (CFPB), will set new rules concerning mortgages. Lenders will be required to verify and inspect borrowers’ financial records. The rules discourage lenders from allowing borrowers to carry total debt payments totaling more than 43 percent of the person’s annual income.

To read the rest of the article click here.

Thursday, February 20, 2014

Paid-off Home Loans Decline Over Last Quarter

from Colorado Springs Business Journal | by Marija B. Vader | February 20, 2014


The number of home loans paid off in Colorado was down 28.2 percent from the fourth quarter of 2012 to the fourth quarter of 2013, but comparing the full year of 2013 to 2012, the total was up 13 percent.
According to a report released Wednesday by the Colorado Division of Housing, public trustees in Colorado released a total of 62,312 deeds of trust during the fourth quarter of 2013, compared to 86,816 released during the fourth quarter of 2012.
To read the rest of the story click here.

Tuesday, February 11, 2014

Too Many MLSs?

from REALTOR Mag | by Meg White | January 2014 

Data standardization remains a challenge across various listing platforms, causing some to call for MLS consolidation.


The strain between brokers and agents was evident when the subject of the number of MLSs across the country was discussed at the MLS Forum at the 2013 REALTORS® Conference & Expo last November.
Sales associates are frustrated because they have to pay membership fees to more than one organization, and brokers often have difficulty coordinating data between disparate sources. Some brokers at the forum said they have members of two different associations in the same real estate office or listings that are directly across the street from each other appearing in two separate MLSs.
To read more find the full story here.

8 States With the Most Mortgage Fraud Cases

from REALTOR Mag | February 11, 2014 |

Overall, suspicious activity in lending is down, but mortgage fraud remains particularly problematic in cerain areas across the country, according to the LexisNexis 15th annual Mortgage Fraud Report (PDF). The report highlighted the worst states for mortgage fraud, based on the highest number of investigations in 2012. 

To see the states at the top of the list click here.

Thursday, January 23, 2014

Springs May Be On Verge of Economic Rebound

from The Gazette | January 12, 2014 


All should hope for more headlines similar to those carried this week in The Gazette's business section. A sampling:
  • "Colorado Springs-area jobless rate falls to five-year low"
  • "Colorado Springs-area car sales hit eight-year high despite slow December"
  • "Colorado Springs home sales for 2013 hit highest level in seven years"

Americans have endured a protracted and painful recession. Bad federal policies—most notably the Patient Protection and Affordable Care Act—have slowed recovery. Yet, a few key economic indicators look good locally and should serve as incentive to consider new investments in the community's future.


To read the rest of the article at The Gazette click here.

Friday, January 3, 2014

Year in Review: Real Estate

from The Colorado Springs Business Journal | December 27, 2013 | by Marija B. Vader


If someone put a home on the market in Colorado Springs, chances are good it sold within two months.
As of the end of June, single-family homes spent an average of 62 days on the market, the lowest number since June 2006, when the Pikes Peak Association of Realtors started keeping records.
The total number of active listings was extremely low at 3,450, said Fred Crowley, associate director of the Southern Colorado Economic Forum. He compared that number with around 6,000 active listings in June 2010.
“The available homes for sale decreased 40 percent over three years ago,” Crowley said. “These numbers are just mind-boggling.”
To read the rest of the year in review click here.

Wednesday, December 4, 2013

Advice for First-Time Home Buyers

Daily Real Estate News| December 2, 2013

Movoto Real Estate, an online real estate brokerage based in San Mateo, Calif., asked its agents for advice that they would give clients looking to purchase a home for the first time. These tips can help guide your clients through every step of the process.

To read the full article click here.

Tuesday, November 19, 2013

2014 Housing Outlook: Home Prices Head Higher

from MSN.com | November 19, 2013 | by Pat Mertz Esswein


Home prices will rise in 2014 but at a slower, more steady pace compared with historical trends.
The housing recovery has pushed up home prices nearly everywhere. In the past year, home prices rose in 225 of the 276 cities tracked by Clear Capital, a provider of real estate data and analysis. (See how home prices are shifting in 276 metro areas.) Prices nationwide increased  by 10.9 percent, pushing the median price for existing homes up by $30,000, to $215,000. For people who have waited to sell their home or refinance their mortgage, that's good news. (Bing: How are interest rates looking this week?)
Rising home prices in Seattle enabled Mike and Kristin Litke to refinance their first mortgage last summer and pay off a second mortgage that had an 8.2 percent interest rate. The Litkes, who bought their three-bedroom, 1.5-bath home for $512,500 in 2007 at the peak of Seattle's housing market, had used the second mortgage to avoid paying private mortgage insurance. In 2010, just as home prices in the area hit a trough, they refinanced their first mortgage to a 30-year fixed rate of 4.375 percent but were stuck with the second mortgage because they didn't have enough equity to do a "cash-out" refi.
To read the rest of the article click here.

Thursday, November 14, 2013

Springs Listed as #4 U.S. Military Boomtown



Published in The Colorado Springs Business Journal | November 20, 2013 | by Cameron Moix

Colorado Springs came in at No. 4 among America’s top 10 military boomtowns, according to a list compiled using U.S. Bureau of Statistics data from 2009 to 2011.
The list, compiled by Texas-based tech startup SpareFoot Inc., showed that Colorado Springs has seen average annual population growth of 2.3 percent and an annual per-capita income growth of 1.6 percent. The metropolitan area average annual growth in per-capita military gross domestic product is 7.9 percent, while the same growth for non-military is only .4 percent, according to the list.
“Military spending contributes billions of dollars to the U.S. economy, and nowhere is that spending felt more than in American communities that host military bases,” SpareFoot said in a news release. “Some of these communities are booming — enjoying growth in population, per-capita personal income and gross domestic product, a key indicator of an area’s economic health.”
Colorado Springs — with five major military installations — places behind Hinesville, Ga., El Paso, Texas and Elizabethtown, Ky., as one of most rapidly expanding military communities.
To read the rest of the article click here.

Tuesday, August 27, 2013

Homeownership Rates: Top and Bottom 5 States


Homeownership Rates: Top and Bottom 5 States.


from National Association of Realtors | by Ken Fears | August 27, 2013

Affordability has a strong impact on homeownership.  Not surprisingly, four of five states with the lowest homeownership rates in the US are characterized by markets with high prices.

To read more about homeownership rates in the U.S. follow the link to the full article here.

Tuesday, August 13, 2013

More Markets See More Homes Listed for Sale

More homes being listed for sale expand buyers' choices and may help to moderate price increases.

from USA TODAY | by Julie Schmit | August 13, 2013

More homes are coming on the market, which is a good sign for buyers. 

In July, the inventory of homes for sale nationwide was only down 5.2% from a year ago, Realtor.com says. 

That's an improvement from January, when for sale inventories were down 16% from the year before, according to Realtor.com. 

More markets are also seeing inventories grow. 

The for-sale inventory was up year-over-year in 25 markets in July, compared to just seven in April, Realtor.com says. 

Three of those were Riverside, Calif., where inventories were up 26% year over year; Atlanta, up almost 18%; and Sacramento, Calif., up almost 17%. 

All three cities have seen rapid price appreciation in the past year, in part because of super tight inventories.

To read the rest of the story at USA TODAY click here.

Thursday, July 18, 2013

Prepare for a Slowdown in Housing Prices

from FORTUNE | by Nin-Hai Tseng | June 28, 2013


FORTUNE – For many months now, U.S. home prices have risen to new highs as the housing market recovers from one of the worst crashes in recent history. The rebound comes as more Americans find jobs and as homebuyers work their way through the remaining housing inventory following years of lackluster construction.
Just before mortgage rates began their swift march upward, prices in 20 U.S. cities climbed 12% in April from a year earlier -- the biggest gain since early 2006 when home values began to level off before the market collapsed, according to Standard & Poor's Case-Shiller home price index released Tuesday. Some of the hardest-hit markets during the recession saw the biggest one-year jump, with prices in Atlanta, Detroit, and Las Vegas each rising about 20%. In Los Angeles, prices rose 19%, while prices in Boston, Chicago, and Denver increased almost 10%.
To read the complete article click here.

Tuesday, July 9, 2013

Colorado Springs Homes Appreciate 8.2%

from the Colorado Springs Business Journal | posted by Amanda Miller | June 4, 2013


Colorado Springs home prices climbed 8.2 percent year-over-year in April, according to analysis firm CoreLogic .
They rose 2.1 percent from March to April. Excluding the distressed sales, short sales and bank-owned properties, sales prices climbed 7.1 percent year-over-year.

The sales price increases are good news for the rebounding real estate industry. While the figures in Colorado Springs are strong, they trail the national average, where home sales prices increased 12.1 percent year-over-year.
Nationally, April saw the biggest year-over-year home price increase since February 2006, according to the report. However, the national home price index is still 22.4 percent below its 2006 peak.
Home prices climbed 3.2 percent nationally from March to April.
For more on this, the full article can be found at the Colorado Springs Business Journal by clicking here.

Wednesday, February 20, 2013

InsideRealEstateNews: Both Rents & Vacancies Rise in Colorado Springs

Published in Inside Real Estate News | February 14, 2013 | John Rebchook
Highlights: 
  • Average rent in Colorado Springs approaching $800.
  • Vacancy rate at 7.1%.
  • Far Northeast has highest rents.
The average rent in the Colorado Springs metro area rose year-over-year for the 12th consecutive quarter during the fourth quarter of 2012, according to a report released today.
The average monthly rent at the end of last year was $790, according to the Colorado Division of Housing and the Apartment Association of Southern Colorado. Apartment Realty Advisors, or ARA, also is a major sponsor of the report.
The average rent was $775 reported during the fourth quarter of 2011 and  $787 in the third quarter of 2012.
“The average rent hit a new all-time high for the region during the fourth quarter, but there are nevertheless signs of softness in the market,” said Ryan McMaken, economist for the Colorado Division of Housing. “The rental increases were not large during the fourth quarter, but vacancy rates inched up in the fourth quarter, possibly in response to rent growth.”
The median rent rose year-over- year to $766 during the fourth quarter, rising 3.2 percent from 2011’s fourth-quarter median rent of $742.
The average rent increased year over year in the Northwest, Southwest and Central regions.
All other submarkets reported drops in the average rent in the fourth quarter, on a year-over-year basis.
The largest drop in average rent was found in the Northeast region where the average rent dropped 2.9 percent.
The largest increase in the average rent was found in the Central region where the average rent increased 2.6 percent, year-over-year.
The Far Northeast was the submarket with the highest average rent at $880 during the fourth quarter of 2012.
During the same period, the lowest average rent was found in the Security/Widefield/Fountain submarket where the average rent was $598.
Average rents for all market areas during the fourth quarter of 2012 were:
  • Northwest, $841.
  • Northeast, $721.
  • Far Northeast, $880.
  • Southeast, $704.
  • Security/Widefield/Fountain, $598.
  • Southwest, $808; Central, $718.
The apartment vacancy rate in the Colorado Springs metro area rose year over year to 7.1 percent during the fourth quarter of 2012, rising from last year’s fourth-quarter vacancy rate of 6.7 percent. Last year’s fourth-quarter rate also rose from the third-quarter rate of 6.1 percent.
From the fourth quarter of 2011 to the fourth quarter of 2012, the vacancy rate fell in the Northwest, Southeast, Central and Security/Widefield/Fountain submarkets. During the same period, the vacancy rate rose in the Northeast, Far Northeast and Southeast submarkets.
Vacancy rates for all market areas were:
  • Northwest, 4.2 percent.
  • Northeast,5.6 percent.
  • Far Northeast, 6.6 percent.
  • Southeast, 10.1 percent.
  • Security/Widefield/Fountain, 2.6 percent.
  • Southwest, 4.7 percent;.
  • Central, 6.5 percent.
Read more at: http://insiderealestatenews.com/2013/02/apartment-rents-in-springs-rise/

Monday, November 5, 2012

Gazette: With COSprings Homebuilders Busy at Gold Hill Mesa, Commercial Project Eyed

Published by The Gazette | November 4 2012 | Written by Rich Laden


When he proposed building homes in Gold Hill Mesa on Colorado Springs’ west side more than a decade ago, developer Bob Willard acknowledged one of his biggest challenges would be overcoming public perception.

The 210-acre site had been the former home of a gold and silver milling operation for nearly a half-century. By the time it closed in 1949, 14 million tons of gold, silver, arsenic and lead tailings were left buried in the soil; for years, the property’s rutted north hillside — a byproduct of the milling operation — was an ugly reminder of Gold Hill Mesa’s past.

An engineering study commissioned by Willard and his partners showed the site, southeast of U.S. 24 and 21st Street, could be developed without removing the tailings, and he worked for years with state officials to develop a plan to mitigate environmental fears. By 2006, he received regulatory approval to allow construction on the property.

But whether the public would accept the safeguards remained the project’s biggest unknown: Would the public want to buy homes in Gold Hill Mesa? Would retailers, restaurants and other businesses want to set up shop there?

Today, Willard says one of his biggest problems is meeting the demand on the part of homebuyers who want to live in Gold Hill Mesa.

“We’re actually having to accelerate lot development to stay ahead of the demand,” Willard said of home sites at the project, where 700 to 750 single-family homes and townhomes are planned. “We’re losing clients because people can’t wait.”

Since development began five years ago, Gold Hill Mesa has sold 153 home sites — 87 single-family homes and 66 townhomes. Two homebuilders are busy in Gold Hill Mesa and a third is about to start construction.

Next year, Willard expects to submit plans to the city that lay out an 82-acre commercial project on the site, which would include large retailers and an ambitious Main Street-like development of retail uses, offices and residences.

Read more on The Gazette: http://www.gazette.com/articles/gold-146759-hill-mesa.html#ixzz2BNVFacoV


Thursday, November 1, 2012

Gazette: Local Apartment Rents Hit Another Record High in COSprings Area

Published by The Gazette |  November 1 2012 | Written by Rich Laden

Colorado Springs-area apartment rents jumped to another record high in the third quarter, and more increases could be on the way as demand for rental properties remains steady.

Monthly rents averaged $787.22 from July through September, an increase from $776.85 in the second quarter and up from the previous record of $778.35 set during the third quarter of 2011, according to a report by the Colorado Division of Housing report and the Apartment Association of Southern Colorado.

Apartment rents have now risen for 11 consecutive quarters on a year-over-year basis. Rents are rising, in part, because apartments have gotten tougher to find. The third-quarter vacancy rate for Springs-area units was 6.1 percent, a slight increase from 6 percent in the second quarter, but down from 6.2 percent in the third quarter of last year.

By comparison, vacancy rates were consistently near or above 10 percent for much of the period from late 2002 through mid-2009.

The overall supply of apartments for rent hasn’t increase significantly, despite several multifamily construction projects that are under way, said Ken Greene, a vice president of Apartment Realty Advisors in Denver, which co-sponsors the report.

In addition to a relatively stable supply of units for rent, demand has picked up — driven, in part, by young adults who are moving out of their parents’ homes or roommates who are seeking their own place to live, he said.

As a result, Greene said he expects vacancy rates to fall below 6 percent, which could lead to annual rent increases of 5 percent to 7 percent — perhaps as high as 10 percent a year.

A similar report recently by Apartment Insights, an online research company, showed similar trends: Third-quarter rents averaged $757 a month, up $10 from the second quarter of this year, while the third-quarter vacancy rate of 5.8 percent fell from 6.4 percent in the second quarter.

Doug Carter, a Springs commercial broker with national real estate firm Sperry Van Ness and an Apartment Insights partner, said he expects rent increases and declines in vacancy rates to continue, albeit at a slow, incremental pace.

Demand also will be driven by more troops coming to Fort Carson, Carter said. Also, construction workers who have returned to the area because of the improving homebuilding market are renting apartments, he said.

Greene and Carter agree the apartment market would take off even more if the area saw a big boost in employment; the area’s jobless rate for September was still a relatively high 9.3 percent.

“It’s job growth that really fuels demand in the multifamily market,” Carter said.

Read more on The Gazette: http://www.gazette.com/articles/quarter-146694-rents-third.html#ixzz2B0IgNUvG